Posted on April 19, 2008 by brian chin

Many investors are up to date on the ins and outs of trading stocks daily. However, a less common vehicle of investing on leverage is trading options.  Here are some of the basic terms of option trading that will make you look like an expert at that next mixer party or sophisticated dinner gathering.  First, [...]

Posted on April 12, 2008 by brian chin

A mutual fund is pool of money from various investors that is actively managed in the ultimate goal of creating wealth and benefiting shareholders.  While many people associate mutual funds with stock, in actuality, mutual funds can consist of stocks, bonds or even cash.  So what are the benefits of mutual funds?  Why wouldn’t I [...]

Posted on April 12, 2008 by brian chin

If you buy a personal finance book at Barnes and Noble or enroll in a Personal Finance and Investments course at the local college, one key concept that continually arises is “Pay yourself first!”. What this means is a predetermined portion of your disposable income should be going to yourself before anyone else gets paid. [...]

Posted on April 12, 2008 by brian chin

Exchange Traded Funds (ETF) are a new rising investment vehicle in a market littered with stocks, mutual funds, index funds and bonds.   While there are many wild misconceptions of ETFs out there, a little knowledge on the strengths and weaknesses of ETFs will behoove all investors out there. Simply put, ETFs are a collection of [...]

Posted on April 11, 2008 by brian chin

Few people realize the importance of Asset Allocation when it comes to one’s investment portfolio. And possibly, for the day trading professional investor who trades millions of dollars every day, this might not be such an important concept. However, for the everyday American working class, each day at the office is all in support of [...]

Posted on April 11, 2008 by brian chin

A great general rule to govern compound interest rates is the rule of 72. Basically it answers the question, “How long will it take for me to double my money?”. Conversely, it can also answer “How much annual returns must I gain in a given time if I want to double my money?”. To best [...]