Fuel and food prices continue shooting up, month after month. Because of this some of us can no longer keep up with their bills. But unpaid bills will have to be acted upon before the situation goes worse. Here are some tips to consider if faced with such a dilemma:

1. Know where you stand considering the financial mess you got. Gather all your bills and sort them. Separate each in a folder and prioritize bills according to which ones need your urgent attention. Organizing is critical for you to keep ahead of the bills.

2. Communicate with your creditors for the late accounts. They will assist you in making a payment plan suitable for your means and for their collection.

3. Set up a budget based on the agreed payment plans. Strive to follow the plan so you can pay on time and in full.

4. Identify necessary items that you will have to spend on, and give up wants while you strive to balance your budget.

5. Get financial help from friends or relatives to avail of best credit arrangements. However, do your best to pay them soonest possible.