Streetsters » General

knowing how to fraud alert

rosebel aragones — Sat, 27 Aug 2011 00:11:34 +0000

What is fraud alert? A fraud alert is something that the major credit bureaus attach to your credit report. When you, or someone else, tries to open up a credit account by getting a new credit card, car loan, cell phone, etc., the lender should contact you by phone to verify that you really want to open a new account. If you aren’t reachable by phone, the credit account shouldn’t be opened.

Within 24 hours, an alert should be be activated at the credit bureau. You should receive a confirmation in the mail a week or two after your call. If you don’t receive this confirmation, call alert again.
Your name will be removed from all pre-approved credit and insurance offers for two years.

The fraud alert will remain in place for only 90 days. When the time runs out, you’ll need to reactivate the alert. You can also apply for a 7-year victim statement that will keep the alert in place for, you guessed it, 7 years. For this, you will have to provide proof that you’ve been a victim of fraud.

If you decide you want to remove a fraud alert you’ll need to request it in writing. You’ll have to include your name, social security number, current and previous addresses, date of birth, and telephone number and send it to the fraud department of the credit bureaus where the alert has been placed. I’d also suggest using certified mail or overnight shipping. You want to be able to track a letter that has all that critical data. You could also just wait the 90 days for the alert to expire.

Globalization of the Economy

Le Kieu Hanh — Mon, 01 Aug 2011 15:38:23 +0000

This short article is about the U.S business in recent years. Perhaps the most important economic change toward the end of the 20th century, and certainly the one whose impact was the most difficult to gauge, was what became known as the “globalization” of the economy. We may all know that the great prosperity of the 1950s and 1960s had rested on, among other things, the relative insulation of the United States from the pressures of international competition. As late as 1970, international trade still played a relatively small role in the American economy as a whole, which thrived on the basis of the huge domestic market in North America.

By the end of the 1970s, however, the world had intruded on the American economy in profound ways, and that intrusion increased unabated for the next twenty years. Exports rose from just under 43 billion dollars in 1970 to over 789 billion dollars in 2000. Most American products, in other words, now faced foreign competition inside the United States. America had made 76 percent of the world’s automobiles in 1950 and 48 percent in 1960. By 1990, that share had dropped to 20 percent; in 2000, even after a substantial revival of the automobile industry, the American share had risen only to 21.5 percent.

Chairperson

Grace Mbuti — Fri, 22 Jul 2011 17:10:23 +0000

A person incharge of sitting

Always be alert on criminal activity at ATM

jia zhou — Sun, 17 Jul 2011 05:18:58 +0000

Yesterday while I was working in a restaurant, I was helping a customer to swipe her credit card. On a conversation between her and her friend, her checking account connected to her debit card was robbed a couple days ago, since her debit card doesn’t have sufficient fund to pay for her tanning salon service. She called her bank immediately, and found out that her checking account was withdrew more than $800, which she has no idea with. She instantly file an alert from her bank, and also demands the bank to trace her money back. Such news would shock me and everyone, and it won’t be the first case within the United States.

With the convenience and advantage of debit card, there is always disadvantages and defect on other side. So, keeping alert is a must, and we must keep good track of the money, line by line and should read the statement update at least twice a week. If you find out any abnormality, you should instantly report it to your bank, and maybe they can stop any illegal activities from those criminals. With all the recent breakthrough of technology to provide us convenient and easy access to our money, we also face those criminals everyday. I hope that everyone should keep on alert on their money, and make sure they would keep track of their financial activities.

These Are Strange Financial Times.

John — Mon, 25 Apr 2011 04:39:58 +0000

These are strange financial times, and they have a lot of us running scared. The crisis in Libya is certainly not going to help our economy, due to the fact that our government spent hundreds of millions on the campaign in the first day alone. This kind of irresponsible spending has got to stop, or else our children and grandchildren will ultimately be faced with an earth shattering financial crisis. These crises can be avoided, but only if we are able to implement truly firm “austerity measures,” a catch phrase that really just means being responsible. In our own lives, rampant debt and a lack of good fiscal policy leads to disgrace, bankruptcy, even homelessness. So why is it that people are willing to let the government waste our money inordinately? It’s a difficult question to answer, but I think it has much to do with the very way that we were raised. People are so used to accepting free government handouts that they can’t imagine any other way. I wish people had more faith in themselves, and in their own ability to achieve, instead of insisting the government is the only entity that can solve their problems adequately. Until we can discover this kind of positive engagement, and self-identity, our socialized societies are doomed to undergo endless cycles of boom and bust.

Hold The Government Accountable For The Recession.

John — Mon, 25 Apr 2011 04:38:36 +0000

When it comes to finances, we have to hold our governments accountable. Here in the U.S.A, our government (and the people who fully support it) is unwilling to recognize the difference between government projects and investment. Indeed, politicians are constantly insisting that the government needs to spend money as an “investment” that will lead to future growth in the economy. In spite of the fact that this claim has never been proven, most people simply accept it, hook line and sinker. I think that’s a travesty, because it means that the government is given full control over our lives, without any real return. You see, an private investor only invests in companies that have made their information public. These companies are held accountable for past failures, and if their record is too
sketchy, they will simply fail to find anyone willing to invest. On the other hand, when the government “invests” money in programs, it is experimenting with social programs. The government does not really know how to turn a profit for the people. All it can do is turn a profit for itself, and for that reason, government spending should never be seen as an investment of any sort. It’s more of a waste.

Curbing Financial Disasters.

John — Mon, 25 Apr 2011 04:36:49 +0000

In these strange financial times, it seems clear that we are going to have to face quite a few challenges in the near future. In spite of our best efforts to try and curb the disasters that are striking the financial markets, a lot of us are suffering terribly. Furthermore, our government leaders seem to be entirely incapable of making any of the hard decisions that are necessary to fix our economy in a meaningful way. Perhaps someday we’ll have the ability to hold our leaders to task for the problems that they create. Yet currently, we are faced with a situation where we are stuck in between a rock and a hard place. These may be dire times, but we have a lot to be grateful for. Just yesterday, there were deaths reported in Yemen and Syria, as democratic protestors were attacked viciously by their respective governments. This is one more reminder of how important free speech is, especially when it comes to establishing real economic freedom. Although we don’t know how long it will take for the governments of the world to finally come to their senses, we continue to hope that there will be a new and better system in the works.

Can PM Solve Debt Crisis in Ireland?

Debarshi Kanjilal — Wed, 16 Mar 2011 14:51:13 +0000

As the situation stands currently there is serious issues related to the economic functioning in Ireland. The country has been fighting hard to fix the severe debt that its economy is facing currently.

While you can blame the inappropriate policy construction of the government officials the economic meltdown in 2008 did not help the cause either. In 2008, some irresponsible policy making by the government official when they tried to cover up all the economic debts which amounted to almost 50 % of the country’s GDP.

The corporate and industry people have worked hard right though for decade to help the economy of the country, but the severe property speculation which hiked the housing price to amazing degree did not help the cause either before the global financial meltdown started. All the finances leading to the housing were funded by the national banks as a result of which people are now sitting with negative equity.

The bubble did create millionaires instantly during that time but the effect has been unbearable for the citizens in the present times which have lead them to take safe refuge far away from home under sky of Australia and China. Now, it is up to the people of the country to take its economy to the safe course.

Co author Nayan Basu

Time to lower the gas prices and manufacture more cash.

Gerry Fritzler — Sat, 12 Mar 2011 19:19:27 +0000

We need to manufacrute so much cash to the point to where we can pay every american citizen 500 billion dollars a day and yet practice deflation at the same time. we need to give everyone everything they want in life and lower the prices of goods and services to dirt cheap prices. Gas should be only 1 millionith of a cent a gallon and everything else on the market should be 500 billion times cheaper then that even but yet at the same time we should pay everyone in this world billions of dollars a day. It would increase consumer spending and help raise and boost the economy. everyone in this world deserves everything they want in life when they ask for it. And a massive cash supply would end all poverty. Everyone deserves everything they want and billions of dollars in their pockets but yet dirt cheap goods and services at the same time. Who needs stocks and bonds and who needs a stock market when you have massive cashflow. Cash is worth something assets and stocks are worthless and always have been and always will be.

It’s time we spread the wealth and destroyed the rich people.

Gerry Fritzler — Sat, 12 Mar 2011 19:13:18 +0000

I say it is about time we steal from the rich and give to the poor and give the poor people everything they want right when they ask for it. We need to take away from the rich people and give a free cash supply to the poor and give the poor everything they want so they can enjoy the good things in life like the rich people do. We need more riches in this country and we need to manufacture a massive cash supply to make everyone wealthy and practice deflation at the same time. why should only certain people be rich when everyone can be rich get everything they want and that way we can boost and raise the economy. Everybody in this world deserves everything they want when they ask for it so it is time we gave large amounts of cash to everyone and made everyone rich and started practicing deflation. Inflation of course is bad for the economy and never works so why do it. Let’s start doing deflation and give everyone everything they want in life regardless of who they are.